The pay & relax GmbH provides a unique payment solutions for online marketplaces and private purchases. The fintech company runs a digital escrow service that allows most secure and carefree payments between unknown parties. With PAYLAX, transactions are secured before they even take place, as the seller receives the previously secured funds only after the buyer has successfully received the ordered goods or services.  PAYLAX works across country boarders, while all accounts are insolvency secured through ING and Commerzbank.